Calculator › Hourly pay › £12
£12 an hour after tax in the UK (2026/27)
At £12 an hour for 37.5 hours a week, you earn £23,400.00 a year before tax. In England, Wales or Northern Ireland you'll take home £20,367.60 a year, or£1,697.30 a month. That's £10.44 an hour after tax, with no student loan or pension.
Work different hours? Change them in the hourly calculator.
Your take-home pay£1,697a month
- Per year
- £20,368
- Per week
- £392
- Per working day
- £78.34
Where each £1 of your pay goes
- Take-home pay87p in the ££20,368 a year
- Income tax9p in the ££2,166 a year
- National Insurance4p in the ££866 a year
| Item | Year | Month |
|---|---|---|
| Gross salary | £23,400.00 | £1,950.00 |
| Income tax | −£2,166.00 | −£180.50 |
| 20% on £10,830 | £2,166.00 | £180.50 |
| National Insurance | −£866.40 | −£72.20 |
| Take-home pay | £20,367.60 | £1,697.30 |
Tax-free allowance used: £12,570. Taxable income: £10,830.
What £12 an hour pays on different hours
| Hours a week | Before tax a year | Take-home a year | Take-home a month |
|---|---|---|---|
| 20 | £12,480 | £12,480 | £1,040.00 |
| 30 | £18,720 | £16,998 | £1,416.50 |
| 37.5 | £23,400 | £20,368 | £1,697.30 |
| 40 | £24,960 | £21,491 | £1,790.90 |
| 45 | £28,080 | £23,737 | £1,978.10 |
Paid 52 weeks a year, England, Wales and Northern Ireland, no student loan or pension.
What £12 an hour looks like in different situations
| Situation | Per year | Per month | Per week |
|---|---|---|---|
| England, Wales or Northern Ireland | £20,368 | £1,697.30 | £391.68 |
| Scotland | £20,407 | £1,700.61 | £392.45 |
| With a Plan 1 student loan | £20,368 | £1,697.30 | £391.68 |
| With a Plan 2 student loan | £20,368 | £1,697.30 | £391.68 |
| With a Plan 4 student loan | £20,368 | £1,697.30 | £391.68 |
| With a Plan 5 student loan | £20,368 | £1,697.30 | £391.68 |
| With a postgraduate loan | £20,224 | £1,685.30 | £388.92 |
| With a 5% pension, taken before tax | £19,432 | £1,619.30 | £373.68 |
| With a 5% pension, after tax (relief at source) on qualifying earnings | £19,681 | £1,640.10 | £378.48 |
Based on £23,400 a year. The pension rows show what comes out of your pay, not the total going into your pension.See how we work these out.
Common questions about £12 an hour
What's £12 an hour as a yearly salary?
If you work 37.5 hours a week for 52 weeks, £12 an hour comes to £23,400.00 a year before tax, or £1,950.00 a month.
What's £12 an hour after tax?
In England, Wales and Northern Ireland, with no student loan or pension, £12 an hour is £10.44 an hour once income tax and National Insurance are taken off in 2026/27. That's £20,367.60 a year, £1,697.30 a month or £391.68 a week.
What's £12 an hour for a day or a week?
Before tax, £12 an hour is £90.00 for a 7.5-hour day and £450.00 for a 37.5-hour week. After tax, your week comes to £391.68.
Hourly rates close to £12
| Hourly rate | Before tax a year | Take-home a month |
|---|---|---|
| £10.50 | £20,475 | £1,521.80 |
| £11 | £21,450 | £1,580.30 |
| £11.50 | £22,425 | £1,638.80 |
| £12.50 | £24,375 | £1,755.80 |
| £13 | £25,350 | £1,814.30 |
| £13.50 | £26,325 | £1,872.80 |
37.5 hours a week, England, Wales and Northern Ireland, no student loan or pension. Rates checked 17 October 2026.